Subject	DO NOT use a credit card, you honestly don't need one
Posted by	LJZTT on July 19, 2007 at 12:11 AM
	This message has been viewed 56 times.
In Reply To	getting ready to buy a Z... now where to get $$! posted by JustinGB on July 18, 2007 at 10:52 PM
Message	unless you are scared to death of being stranded roadside with no access to cash for a tow truck. I haven't had a credit card in years since I learned my lesson about running up debt on one when I was 20-21. I assume you have a bank account, get a car loan from them, go no further than 30 months (payments). You may have to pony up some cash if the price of the car is more than what the bank will loan you for it, they stick pretty close to KBB or NADA values. You will likely need to have been employed at the same place for at least 6 months to a year as well. Basically walk into your bank and ask to see someone about a car loan. It's that simple. Tsk tsk, some people just don't know when to stfu search said you suck (n/m) - Wilks. 01:38:02 09/06/06
Follow Ups	getting ready to buy a Z... now where to get $$! - JustinGB 22:52:38 07/18/07 Just make sure you're going to be secure for all the - xAzraelx 22:58:19 07/18/07 Re: Just make sure you're going to be secure for all the - JustinGB 23:05:02 07/18/07 Just don't let the excitement blind you to possible - jmoore010 (no Z) 23:40:06 07/18/07 In college? Student loans ftmfw! - jmoore010 (no Z) 23:38:06 07/18/07 I'm trying to make it out without any loans. - xAzraelx 23:49:13 07/18/07 I'll owe about 10k upon graduation. Not good, but not - jmoore010 (no Z) 23:52:44 07/18/07 Re: getting ready to buy a Z... now where to get $$! - SactoTodd 23:18:53 07/18/07 would this make sense - JustinGB 23:36:14 07/18/07 Makes no sense to me. - SactoTodd 23:46:57 07/18/07 "I'd suggest other things, but a car forum is no place for - jmoore010 (no Z) 23:50:56 07/18/07 what makes sense is to first pay off debt before you borrow - whatsthegoodword 00:27:40 07/19/07 Wouldn't do a cash advance. - Zownr4life 23:24:36 07/18/07 DO NOT use a credit card, you honestly don't need one - LJZTT 00:11:14 07/19/07 Have fun whenever you decide you want to buy a house - pacmanpth 00:24:37 07/19/07 Credit cards are good if they add value - you can see - whatsthegoodword 00:31:54 07/19/07 No, owning a house is financially beneficial. - AZHeat 01:59:45 07/19/07 I think there was a subtle detail you missed there... - Kenny 10:01:22 07/19/07 I did, when I bought the one I am living in now, no problems (n/m) - LJZTT 09:23:59 07/19/07 A car loan for a car over 10 years old? Good luck - AZHeat 01:55:21 07/19/07 it's possible - Killer ZTT 08:23:18 07/19/07 bought both my Z's on 36 mo. loans...must be me lucky charms (n/m) - LJZTT 09:13:43 07/19/07 Apart from a higher interest rate, most banks do them. (n/m) - Kenny 09:39:08 07/19/07 B of A won't do any for car over 5 yrs. (n/m) - AZHeat 22:40:20 07/19/07 thats why you steer clear of mega-giant banks, they suck (n/m) - LJZTT 23:54:39 07/19/07 "most banks do them" (n/m) - Kenny 01:50:04 07/20/07 if you have the dicipline to pay them off every month - aliaZ 05:55:45 07/19/07 I was talking about not using it the way he just said he - LJZTT 09:15:42 07/19/07 Assuming you're responsible, credit cards are your best... - Kenny 09:41:09 07/19/07 sure but he isn't asking how to get credit, he wants to know - LJZTT 11:28:43 07/19/07 I wasn't responding to him. (n/m) - Kenny 12:59:35 07/19/07 hence the forum format of indenting your reply below mine... - LJZTT 16:59:46 07/19/07 Relax. - Kenny 17:50:33 07/19/07 I'm sorry you must have misreplied this time. - LJZTT 18:11:50 07/19/07 You shouldn't have dropped out of acting school. - Kenny 08:40:08 07/20/07 Never do a cash advance on CC, loan shark rates and - WildBill 01:56:06 07/19/07 Credit unions are more generous lenders than banks - BigTDogg (MA) 06:06:31 07/19/07 Hey there. I'm a financial sales/service rep by trade... - Z_Cherub79 08:19:32 07/19/07 capitalone auto finance loans money based on your credit - zgene4 09:19:14 07/19/07 2nd. I've done business with them in the past. - Z_Cherub79 09:25:06 07/19/07 2nd...I peoplefirst before CapOne bought them. - brahmabull (CT) 09:30:59 07/19/07 sold a NA to a lady and I recommended CapOne to her - WildBill 14:06:29 07/19/07 now we're getting somewhere! - JustinGB 16:07:33 07/19/07 here's a little eye candy... - JustinGB 16:10:23 07/19/07
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